Unlimited PTO polices are like giant squid. You know they exists, but you’ve never actually seen one. In the last episode we covered several types of both paid and unpaid leave: sick, personal, maternity, holiday, vacation, and bereavement. Today, we’ll learn about jury duty, military, and family medical leave. These are typically unpaid and all three are…

What is your philosophy about time off? You might already have a paid time off policy. Maybe it’s been in place for a long time now and needs updating. Maybe it isn’t documented or even clearly defined. Whatever your situation, it’s a good time to review it. If you don’t already have a policy, then it’s high time you created one.…

Helping your employees to be active both on and off the job will pay you dividends in the form of fewer sick days, better problem solving, clearer thinking and increased productivity. How To Shrink Your Employees’ Waistlines is an article written by Stephanie Pronk, Senior Vice President at Aon, and leader of their U.S. National…

What’s your attitude toward vacation time as the owner of your company? Are you communicating the same message through both your words and actions? Do you make employees feel guilty for taking time off? In episode 46 we learned about the mandatory paid sick leave laws and ordinances that exits, and the need for you…

Chicago is now the 34th jurisdiction and the third most populous city to have a paid sick leave law. If you have employees in one of the many jurisdictions with some form of mandatory paid time off, and you qualify based on your number of employees (which for example is every employer in California), then you must…

“Everyone wants to live at the expense of the state. They forget that the state lives at the expense of everyone.”? – Frederick Bastiat Last week I was preparing an episode on paid time off, and during my research I came across something that really lit a fire in my sole. There is no federal…

What could possibly go wrong? In the past several episodes we’ve talked a lot about workers’ compensation insurance and controlling your costs. We’ve established the fact that having a workplace safety program is paramount. The nucleus of a workplace safety program is an injury and illness prevention plan or IIPP. When it comes to an IIPP, every business is different,…

What kind of workplace safety program do you have? What kind of workplace safety program do you have? Do you fly by the seat of your pants and leave safety to lady luck? Do you sorta have a safety program that you dust off once in awhile, maybe in reaction to a claim or your newly published experience modifier,…

Can productivity and safety be friends? In a recent survey by the National Safety Council, one-third of employees say that their employer values productivity over safety. Do you have to choose between productivity and safety? Are they mutually exclusive? I would argue that they go hand in hand. An unsafe working environment is not productive in the…

Your Assigned Risk Plan Exit Strategy. In the last episode we learned about the residual market and the Assigned Risk Plan. This is the insurance market where companies who can’t find an insurance company to sell them a policy end up. The premiums are significantly higher in the residual market, making it difficult for you to compete…