What is the Residual Market and how do get out?  What if you can’t find an insurance company who wants to offer you a workers’ compensation insurance policy? You’re required by state law to have it and you can’t be in business without it. If you do go without it and one of your employees…

You can be held liable for 100% of your employee’s debt if you don’t administer your garnishments properly. One of the least enjoyable parts of being an employer is when you have to get involved in your employee’s personal financial affairs. How? By having to withhold money from their paycheck and send it to a…

The United States remains mired in the ranks of the “mostly free,” the second-tier economic freedom status into which it dropped in 2010. Join me at FreedomFest 2016 in Las Vegas at the Planet Hollywood Resort from July 13th-16th. Some of the excellent Speakers: Learn from speakers like Judge Napolitano, Senator Rand Paul, Actor Ed…

Are you taking advantage of employment tax credits as you hire new employees? Are you even aware of these credits? If not, you’re missing the chance to get some of your tax dollars back and significantly reduce your payroll expense.  Both the Federal and State Governments have billions of dollars set aside to pay you…

Small employers may qualify for federal tax credits toward group medical insurance purchased from healthcare.gov. In the last two episodes, 34 and 35, we learned about health insurance terms and how to use the benefit. In episode 20 on the Affordable Care Act, we learned a little bit about the federal government’s SHOP Marketplace. So,…

Only 33% of employees rated the benefits education they received as excellent, or very good. Do you know how to use the health insurance plan you offer to your employees? With the information from the last episode and with what I’m going to share with you today, you’ll be ready start teaching your employees how…

Teach your employees how to use their health insurance so they don’t make the mistake I did.  Do you provide your employees with access to group medical insurance? It’s a great benefit to offer, but the premium is expensive. More than likely your employees have to pay part of that premium. But that’s just the…

A massive transfer of income begins December 1, 2016. The salary basis test says that the employee must be paid a predetermined and fixed salary that is not subject to reduction because of variations in the quality or quantity of work performed.  The salary level test says that the amount of the salary must meet a…

Follow this guide to make a job offer they can’t refuse. We’ve learned about the first 3 steps in the hiring process in earlier episodes. In episode 2 – Creating a job description, we learned how to define the position. In episode 12 – Where to find employees, we learned where to fish, and; in Episode 13 – Applicant tracking…

You can’t complete Form I-9 until after you’ve hired your employee. Form I-9 compliance is regulated by the U.S. Citizenship and Immigration Services (USCIS) and Immigration and Customs Enforcement (ICE). ICE is the audit and enforcement agency for the provisions of section 274A, the Unlawful Employment of Aliens section of the Immigration and Nationality Act (INA). You…