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Free report - 8 Steps to Lower Your Employer Liability
With all the noise and distractions, it’s hard to know what to focus on. If you don’t address these pitfalls you could end up falling victim to one or more of them. Make sure that your to-do list gives priority to those tasks that impact your focus on these perils.
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Blog Posts
Independent Contractor or Employee?
Independent Contractor or Employee? Do you remember from episode 3 of the SmallBiz Brainiac podcast, the examples of employers who have been and are currently being sued for improper classification of their workers? Click here to listen to that episode. In this post we’ll learn about the IRS Common Law Rules and the 11 point test for determining if a…
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Demystify the Hiring Process
The hiring procedure is complicated. It’s made up of several daunting processes. For me, hiring has always been one of the most difficult aspects of being an employer. There is so much to do. Everything from defining the position, to on-boarding. And, when I’ve been in a hurry, or desperate for help, I’ve been sloppy…
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10 Small Business Pitfalls to Avoid
10 Small Business Pitfalls You Must Avoid Owning and running a small business is not easy. There is a lot of competition out there, and while you struggle, they seem to have it all figured out. Everyone wants your time and attention including vendors, regulators, suppliers, employees, customers and your family. You are constantly being sold…
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“Everyone wants to live at the expense of the state. They forget that the state lives at the expense of everyone.”? – Frederick Bastiat Last week I was preparing an episode on paid time off, and during my research I came across something that really lit a fire in my sole. There is no federal…
What could possibly go wrong? In the past several episodes we’ve talked a lot about workers’ compensation insurance and controlling your costs. We’ve established the fact that having a workplace safety program is paramount. The nucleus of a workplace safety program is an injury and illness prevention plan or IIPP. When it comes to an IIPP, every business is different,…
What kind of workplace safety program do you have? What kind of workplace safety program do you have? Do you fly by the seat of your pants and leave safety to lady luck? Do you sorta have a safety program that you dust off once in awhile, maybe in reaction to a claim or your newly published experience modifier,…
Can productivity and safety be friends? In a recent survey by the National Safety Council, one-third of employees say that their employer values productivity over safety. Do you have to choose between productivity and safety? Are they mutually exclusive? I would argue that they go hand in hand. An unsafe working environment is not productive in the…
Your Assigned Risk Plan Exit Strategy. In the last episode we learned about the residual market and the Assigned Risk Plan. This is the insurance market where companies who can’t find an insurance company to sell them a policy end up. The premiums are significantly higher in the residual market, making it difficult for you to compete…